Insurance/General Liability

In United States Fire Insurance Company v. New York Marine and General Insurance Company, 268 A.D.2d 19 (1st Dept. March 21, 2000), we represented a general liability carrier that declined coverage to its insured on the ground that the automobile exclusion in the policy applied. In the underlying accident, the insured was using one of it trucks to block access to closed tollbooths on the Atlantic Beach Bridge in Nassau County when a car with two passengers crashed into the truck. Despite the untraditional use of the truck in this case, the court agreed with our client's position that the automobile exclusion in the general liability policy applied. As a result of this decision, our client did not have to contribute to settlements totaling $725,000 in connection with the underlying personal injury claims.